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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,564 | $198,457-81.1% | $170,435-78.0% | $147,586-74.5% |
| Participation rate | 81.8% | 88.0%-6.1pp | 83.6%-1.8pp | 82.8%-1.0pp |
| Annual return | 15.85% | 257.30%-241.5pp | 205.94%-190.1pp | 578.59%-562.7pp |
| Employer contribution / active EE | $2,305 | $6,183-62.7% | $5,432-57.6% | $4,876-52.7% |
| Participant deferral / active EE | $6,158 | $5,629+9.4% | $4,939+24.7% | $5,439+13.2% |
| Admin fee / account holder | $2,139 | $16,852-87.3% | $13,881-84.6% | $10,886-80.4% |