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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,508 | $95,188-71.1% | $76,518-64.1% | $135,380-79.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -11.58% | 4.85%-16.4pp | -0.27%-11.3pp | 519.81%-531.4pp |
| Employer contribution / active EE | $4,335 | $3,303+31.3% | $2,647+63.7% | $4,779-9.3% |
| Participant deferral / active EE | $4,297 | $4,640-7.4% | $3,836+12.0% | $5,609-23.4% |
| Admin fee / account holder | $793 | $6,249-87.3% | $4,849-83.6% | $10,828-92.7% |