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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,689 | $77,901+6.1% | $149,717-44.8% | $75,181+10.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 14.71% | 31.73%-17.0pp | 134.41%-119.7pp | 160.69%-146.0pp |
| Employer contribution / active EE | $2,425 | $3,137-22.7% | $4,820-49.7% | $2,671-9.2% |
| Participant deferral / active EE | $7,305 | $3,411+114.2% | $5,682+28.6% | $4,126+77.1% |
| Admin fee / account holder | $1,277 | $5,949-78.5% | $13,213-90.3% | $5,650-77.4% |