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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,750 | $73,102-68.9% | $123,549-81.6% | $56,287-59.6% |
| Participation rate | 92.6% | 74.3%+18.3pp | 82.3%+10.3pp | 69.9%+22.7pp |
| Annual return | -7.40% | 3.01%-10.4pp | 119.20%-126.6pp | -9.96%+2.6pp |
| Employer contribution / active EE | $2,005 | $2,977-32.7% | $4,628-56.7% | $2,111-5.0% |
| Participant deferral / active EE | $4,164 | $5,423-23.2% | $6,426-35.2% | $3,350+24.3% |
| Admin fee / account holder | $1,813 | $554+227.4% | $9,284-80.5% | $521+248.0% |