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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,964 | $181,896-60.4% | $156,551-54.0% | $273,972-73.7% |
| Participation rate | 94.7% | 88.4%+6.4pp | 84.0%+10.7pp | 83.0%+11.7pp |
| Annual return | 14.38% | 30.74%-16.4pp | 32.23%-17.9pp | 41.46%-27.1pp |
| Employer contribution / active EE | $1,551 | $6,248-75.2% | $5,501-71.8% | $4,869-68.1% |
| Participant deferral / active EE | $4,390 | $5,550-20.9% | $4,871-9.9% | $5,287-17.0% |
| Admin fee / account holder | $406 | $15,560-97.4% | $13,028-96.9% | $10,133-96.0% |