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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,996 | $160,059+15.6% | $140,019+32.1% | $135,382+36.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -4.54% | 911.44%-916.0pp | 651.15%-655.7pp | 519.77%-524.3pp |
| Employer contribution / active EE | $18,327 | $6,420+185.5% | $5,605+227.0% | $4,779+283.5% |
| Participant deferral / active EE | $15,551 | $7,641+103.5% | $6,927+124.5% | $5,609+177.3% |
| Admin fee / account holder | $7,875 | $13,328-40.9% | $10,705-26.4% | $10,829-27.3% |