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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,069 | $78,423-1.7% | $95,964-19.7% | $79,856-3.5% |
| Participation rate | 96.6% | 73.5%+23.1pp | 77.1%+19.5pp | 69.6%+26.9pp |
| Annual return | 6.71% | 19.37%-12.7pp | 91.64%-84.9pp | 31.71%-25.0pp |
| Employer contribution / active EE | $1,370 | $1,945-29.6% | $2,541-46.1% | $2,471-44.5% |
| Participant deferral / active EE | $3,916 | $3,440+13.8% | $4,167-6.0% | $3,741+4.7% |
| Admin fee / account holder | $30,602 | $5,622+444.4% | $6,797+350.2% | $5,306+476.7% |