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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,586 | $110,278-52.3% | $95,740-45.1% | $139,466-62.3% |
| Participation rate | 65.0% | 75.7%-10.7pp | 72.3%-7.3pp | 80.3%-15.3pp |
| Annual return | 17.26% | 27.19%-9.9pp | 28.41%-11.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,468 | $3,260+6.4% | $2,836+22.3% | $4,754-27.0% |
| Participant deferral / active EE | $2,033 | $4,674-56.5% | $4,244-52.1% | $6,712-69.7% |
| Admin fee / account holder | $1,047 | $6,613-84.2% | $5,676-81.5% | $11,409-90.8% |