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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,447 | $117,444-75.8% | $99,479-71.4% | $152,909-81.4% |
| Participation rate | 66.7% | 77.5%-10.9pp | 73.8%-7.2pp | 82.5%-15.8pp |
| Annual return | 23.30% | 31.87%-8.6pp | 30.72%-7.4pp | 345.46%-322.2pp |
| Employer contribution / active EE | $5,224 | $3,014+73.4% | $2,540+105.7% | $4,764+9.7% |
| Participant deferral / active EE | $3,434 | $4,086-16.0% | $3,619-5.1% | $5,851-41.3% |
| Admin fee / account holder | $1,261 | $7,635-83.5% | $6,253-79.8% | $11,601-89.1% |