Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,741 | $98,760-76.0% | $149,715-84.1% | $79,858-70.3% |
| Participation rate | 51.3% | 75.8%-24.5pp | 82.5%-31.2pp | 69.6%-18.4pp |
| Annual return | 18.20% | 27.43%-9.2pp | 276.66%-258.5pp | 31.72%-13.5pp |
| Employer contribution / active EE | $1,189 | $3,217-63.1% | $4,645-74.4% | $2,471-51.9% |
| Participant deferral / active EE | $3,053 | $5,681-46.3% | $6,842-55.4% | $3,740-18.4% |
| Admin fee / account holder | $1,230 | $6,053-79.7% | $9,310-86.8% | $5,306-76.8% |