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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,296 | $148,582-62.8% | $135,942-59.3% | $139,456-60.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.43% | 79.26%-66.8pp | 68.28%-55.8pp | 373.45%-361.0pp |
| Employer contribution / active EE | $9,608 | $5,245+83.2% | $4,858+97.8% | $4,753+102.2% |
| Participant deferral / active EE | $4,439 | $8,101-45.2% | $7,759-42.8% | $6,711-33.9% |
| Admin fee / account holder | $1,975 | $12,402-84.1% | $10,764-81.6% | $11,407-82.7% |