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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,207 | $67,411-47.8% | $91,004-61.3% | $70,131-49.8% |
| Participation rate | 48.9% | 71.4%-22.4pp | 75.6%-26.7pp | 69.5%-20.6pp |
| Annual return | 11.45% | -40.16%+51.6pp | 4.60%+6.9pp | 73.14%-61.7pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,984 | $2,823-29.7% | $3,548-44.1% | $3,332-40.4% |
| Admin fee / account holder | $248 | $4,236-94.1% | $5,417-95.4% | $4,645-94.7% |