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| Provider | Service type | Compensation |
|---|---|---|
ALLIANCE BENEFIT GROUP1 year Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON I Service code 49 STE 500 7908 N SAM HOUSTON PKWY W · HOUSTON, TX 77064 | Other Services | $0 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,446 | $40,435-69.2% | $80,627-84.6% | $74,460-83.3% |
| Participation rate | 49.6% | 47.4%+2.3pp | 67.0%-17.4pp | 70.7%-21.1pp |
| Annual return | 27.28% | 165.19%-137.9pp | 936.76%-909.5pp | 34.38%-7.1pp |
| Employer contribution / active EE | $1,875 | $1,498+25.2% | $2,723-31.1% | $2,638-28.9% |
| Participant deferral / active EE | $3,489 | $2,673+30.5% | $4,443-21.5% | $4,530-23.0% |
| Admin fee / account holder | $109 | $721-84.9% | $5,381-98.0% | $348-68.6% |