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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,665 | $160,040+87.2% | $147,096+103.7% | $145,877+105.4% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 11.54% | 98.49%-87.0pp | 419.75%-408.2pp | 551.28%-539.7pp |
| Employer contribution / active EE | $3,653 | $5,289-30.9% | $4,936-26.0% | $4,663-21.7% |
| Participant deferral / active EE | $11,475 | $8,429+36.1% | $8,071+42.2% | $6,691+71.5% |
| Admin fee / account holder | $2,632 | $15,050-82.5% | $13,005-79.8% | $13,402-80.4% |