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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,324 | $148,623+94.7% | $135,974+112.8% | $139,466+107.5% |
| Participation rate | 92.3% | 83.9%+8.4pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 31.74% | 79.30%-47.6pp | 68.30%-36.6pp | 373.66%-341.9pp |
| Employer contribution / active EE | $13,672 | $5,246+160.6% | $4,859+181.4% | $4,754+187.6% |
| Participant deferral / active EE | $14,273 | $8,103+76.2% | $7,760+83.9% | $6,712+112.7% |
| Admin fee / account holder | $53,796 | $12,406+333.6% | $10,767+399.7% | $11,409+371.5% |