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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,047 | $138,366-24.1% | $184,185-43.0% | $80,911+29.8% |
| Participation rate | 96.2% | 83.9%+12.3pp | 86.8%+9.3pp | 67.6%+28.5pp |
| Annual return | 12.79% | 20.02%-7.2pp | 28.81%-16.0pp | 35.63%-22.8pp |
| Employer contribution / active EE | $5,512 | $4,849+13.7% | $6,426-14.2% | $2,756+100.0% |
| Participant deferral / active EE | $11,745 | $7,074+66.0% | $9,132+28.6% | $4,297+173.3% |
| Admin fee / account holder | $6,386 | $10,484-39.1% | $13,909-54.1% | $6,935-7.9% |