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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,744 | $57,061-21.6% | $85,063-47.4% | $80,911-44.7% |
| Participation rate | 21.2% | 56.3%-35.1pp | 67.5%-46.3pp | 67.6%-46.4pp |
| Annual return | 4.33% | 21.66%-17.3pp | 66.54%-62.2pp | 35.63%-31.3pp |
| Employer contribution / active EE | $609 | $1,799-66.1% | $2,727-77.7% | $2,756-77.9% |
| Participant deferral / active EE | $1,447 | $3,110-53.5% | $4,523-68.0% | $4,297-66.3% |
| Admin fee / account holder | $176 | $4,986-96.5% | $6,155-97.1% | $6,935-97.5% |