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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,519 | $105,856-71.2% | $90,161-66.2% | $147,586-79.3% |
| Participation rate | 50.0% | 79.7%-29.7pp | 76.9%-26.9pp | 82.8%-32.8pp |
| Annual return | 21.19% | 37.63%-16.4pp | 34.89%-13.7pp | 578.59%-557.4pp |
| Employer contribution / active EE | $1,806 | $4,126-56.2% | $3,318-45.6% | $4,876-63.0% |
| Participant deferral / active EE | $2,024 | $5,733-64.7% | $5,287-61.7% | $5,439-62.8% |
| Admin fee / account holder | $1,778 | $8,046-77.9% | $5,943-70.1% | $10,886-83.7% |