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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,238 | $96,558-83.2% | $80,977-79.9% | $273,972-94.1% |
| Participation rate | 71.4% | 79.1%-7.7pp | 75.8%-4.4pp | 83.0%-11.6pp |
| Annual return | 6.36% | 15.14%-8.8pp | 17.11%-10.7pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,760 | $4,869-63.9% | $3,715-52.6% | $4,869-63.9% |
| Participant deferral / active EE | $1,967 | $6,598-70.2% | $5,696-65.5% | $5,287-62.8% |
| Admin fee / account holder | $7,584 | $7,493+1.2% | $5,517+37.5% | $10,133-25.2% |