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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,246 | $115,796-89.4% | $101,264-87.9% | $158,950-92.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 8.83% | 56.15%-47.3pp | 46.48%-37.6pp | 302.91%-294.1pp |
| Employer contribution / active EE | $2,040 | $4,175-51.1% | $3,660-44.3% | $4,762-57.2% |
| Participant deferral / active EE | $4,969 | $4,958+0.2% | $4,370+13.7% | $5,983-16.9% |
| Admin fee / account holder | $10,549 | $7,247+45.6% | $5,947+77.4% | $11,248-6.2% |