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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,480 | $117,829-60.6% | $102,423-54.6% | $145,877-68.1% |
| Participation rate | 10.0% | 78.6%-68.6pp | 76.5%-66.5pp | 80.3%-70.3pp |
| Annual return | 10.08% | 31.83%-21.8pp | 29.42%-19.3pp | 551.28%-541.2pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,190 | $5,732-61.8% | $5,054-56.7% | $6,691-67.3% |
| Admin fee / account holder | $17,323 | $13,335+29.9% | $9,455+83.2% | $13,402+29.3% |