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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,723 | $76,551-80.8% | $123,894-88.1% | $62,881-76.6% |
| Participation rate | 53.3% | 73.0%-19.6pp | 81.4%-28.1pp | 69.3%-16.0pp |
| Annual return | 20.14% | 18.68%+1.5pp | 47.52%-27.4pp | 20.14%0pp |
| Employer contribution / active EE | $1,989 | $2,882-31.0% | $4,617-56.9% | $2,281-12.8% |
| Participant deferral / active EE | $3,918 | $4,840-19.0% | $5,984-34.5% | $3,203+22.3% |
| Admin fee / account holder | $91 | $4,826-98.1% | $8,357-98.9% | $4,296-97.9% |