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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,908 | $48,314+3.3% | $67,561-26.1% | $80,925-38.3% |
| Participation rate | 88.6% | 66.4%+22.2pp | 72.9%+15.7pp | 67.7%+20.9pp |
| Annual return | 6.88% | 18.28%-11.4pp | 3525.44%-3518.6pp | 35.65%-28.8pp |
| Employer contribution / active EE | $1,553 | $2,022-23.2% | $2,735-43.2% | $2,756-43.6% |
| Participant deferral / active EE | $5,078 | $2,927+73.5% | $4,003+26.9% | $4,299+18.1% |
| Admin fee / account holder | $3,801 | $3,690+3.0% | $4,006-5.1% | $6,940-45.2% |