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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,973 | $46,599-3.5% | $64,101-29.8% | $75,173-40.2% |
| Participation rate | 89.5% | 65.9%+23.5pp | 72.3%+17.2pp | 67.2%+22.3pp |
| Annual return | 7.14% | 26.06%-18.9pp | 33.72%-26.6pp | 160.72%-153.6pp |
| Employer contribution / active EE | $1,145 | $1,975-42.0% | $2,749-58.3% | $2,671-57.1% |
| Participant deferral / active EE | $6,560 | $2,837+131.2% | $3,881+69.0% | $4,126+59.0% |
| Admin fee / account holder | $423 | $2,956-85.7% | $3,070-86.2% | $5,651-92.5% |