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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,908 | $48,337+3.3% | $67,560-26.1% | $80,959-38.4% |
| Participation rate | 88.6% | 66.4%+22.1pp | 72.9%+15.6pp | 67.7%+20.9pp |
| Annual return | 6.88% | 18.26%-11.4pp | 3533.50%-3526.6pp | 35.67%-28.8pp |
| Employer contribution / active EE | $1,553 | $2,023-23.2% | $2,737-43.2% | $2,757-43.7% |
| Participant deferral / active EE | $5,078 | $2,928+73.4% | $4,004+26.8% | $4,300+18.1% |
| Admin fee / account holder | $3,801 | $3,695+2.8% | $3,994-4.8% | $6,925-45.1% |