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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,908 | $48,277+3.4% | $67,511-26.1% | $80,874-38.3% |
| Participation rate | 88.6% | 66.4%+22.2pp | 72.9%+15.7pp | 67.6%+20.9pp |
| Annual return | 6.88% | 18.27%-11.4pp | 3517.41%-3510.5pp | 35.62%-28.7pp |
| Employer contribution / active EE | $1,553 | $2,021-23.1% | $2,733-43.1% | $2,756-43.6% |
| Participant deferral / active EE | $5,078 | $2,926+73.6% | $4,000+26.9% | $4,297+18.2% |
| Admin fee / account holder | $3,801 | $3,687+3.1% | $3,999-5.0% | $6,935-45.2% |