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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,128 | $138,078-75.3% | $125,363-72.8% | $134,509-74.6% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -19.38% | 750.49%-769.9pp | 572.15%-591.5pp | 418.13%-437.5pp |
| Employer contribution / active EE | $2,213 | $5,245-57.8% | $4,815-54.0% | $4,741-53.3% |
| Participant deferral / active EE | $5,962 | $7,800-23.6% | $7,447-19.9% | $6,400-6.8% |
| Admin fee / account holder | $452 | $11,566-96.1% | $10,005-95.5% | $11,427-96.0% |