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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,204 | $95,975-77.9% | $74,549-71.6% | $135,379-84.3% |
| Participation rate | 46.7% | 75.7%-29.0pp | 69.1%-22.5pp | 82.6%-36.0pp |
| Annual return | -4.93% | 56.96%-61.9pp | 32.53%-37.5pp | 519.79%-524.7pp |
| Employer contribution / active EE | $2,148 | $2,716-20.9% | $1,961+9.5% | $4,779-55.1% |
| Participant deferral / active EE | $1,863 | $3,844-51.5% | $3,108-40.1% | $5,609-66.8% |
| Admin fee / account holder | $6,758 | $6,522+3.6% | $5,059+33.6% | $10,828-37.6% |