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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,494 | $81,474-51.5% | $133,971-70.5% | $73,493-46.3% |
| Participation rate | 78.7% | 76.4%+2.3pp | 79.8%-1.1pp | 70.7%+8.0pp |
| Annual return | 26.90% | 19.40%+7.5pp | 45.09%-18.2pp | 28.51%-1.6pp |
| Employer contribution / active EE | $4,200 | $2,209+90.1% | $3,919+7.2% | $2,270+85.0% |
| Participant deferral / active EE | $9,198 | $3,786+142.9% | $5,047+82.2% | $3,740+145.9% |
| Admin fee / account holder | $3,469 | $713+386.5% | $8,929-61.2% | $513+576.1% |