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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,701 | $118,695-64.0% | $98,916-56.8% | $158,950-73.1% |
| Participation rate | 95.7% | 77.8%+17.8pp | 76.0%+19.6pp | 82.0%+13.7pp |
| Annual return | 10.04% | 372.39%-362.4pp | 196.45%-186.4pp | 302.91%-292.9pp |
| Employer contribution / active EE | $1,144 | $3,333-65.7% | $2,689-57.4% | $4,762-76.0% |
| Participant deferral / active EE | $2,592 | $5,088-49.1% | $4,245-38.9% | $5,983-56.7% |
| Admin fee / account holder | $4,981 | $10,132-50.8% | $6,642-25.0% | $11,248-55.7% |