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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 37 · EIN 01-0233346 | Loan Processing | $22,841 |
Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829 | Advisory (Plan) | $17,699 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,165 | $83,369+33.3% | $105,223+5.6% | $67,986+63.5% |
| Participation rate | 93.4% | 56.3%+37.2pp | 75.0%+18.4pp | 57.2%+36.2pp |
| Annual return | 16.19% | 24.64%-8.5pp | 180.65%-164.5pp | 31.67%-15.5pp |
| Employer contribution / active EE | $2,096 | $2,541-17.5% | $3,689-43.2% | $2,019+3.9% |
| Participant deferral / active EE | $7,480 | $3,295+127.0% | $5,072+47.5% | $3,358+122.8% |
| Admin fee / account holder | $296 | $4,073-92.7% | $8,859-96.7% | $3,203-90.8% |