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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 37 · EIN 01-0233346 | Loan Processing | $21,006 |
Filed as: PENSIONMARK FINANCIAL GROUP, LLC Service code 27 · EIN 61-1758632 | Advisory (Plan) | $13,303 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,364 | $80,748+21.8% | $102,383-3.9% | $74,429+32.2% |
| Participation rate | 92.6% | 65.7%+26.9pp | 74.5%+18.1pp | 67.2%+25.3pp |
| Annual return | 11.53% | 27.57%-16.0pp | 24.94%-13.4pp | 1368.38%-1356.9pp |
| Employer contribution / active EE | $1,935 | $3,159-38.7% | $3,870-50.0% | $2,625-26.3% |
| Participant deferral / active EE | $6,425 | $3,861+66.4% | $5,060+27.0% | $4,348+47.8% |
| Admin fee / account holder | $312 | $2,371-86.8% | $8,391-96.3% | $1,944-84.0% |