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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,491 | $77,816-48.0% | $123,549-67.2% | $64,181-36.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -10.60% | 12.49%-23.1pp | 119.20%-129.8pp | 7.63%-18.2pp |
| Employer contribution / active EE | $2,346 | $3,014-22.2% | $4,628-49.3% | $2,381-1.5% |
| Participant deferral / active EE | $4,242 | $5,240-19.0% | $6,426-34.0% | $3,470+22.3% |
| Admin fee / account holder | $410 | $5,519-92.6% | $9,284-95.6% | $4,887-91.6% |