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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,426 | $165,361-89.5% | $149,715-88.4% | $158,950-89.0% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.0pp | 82.0%-10.5pp |
| Annual return | 16.45% | 348.24%-331.8pp | 276.66%-260.2pp | 302.91%-286.5pp |
| Employer contribution / active EE | $1,195 | $5,103-76.6% | $4,645-74.3% | $4,762-74.9% |
| Participant deferral / active EE | $2,620 | $7,182-63.5% | $6,842-61.7% | $5,983-56.2% |
| Admin fee / account holder | $320 | $10,808-97.0% | $9,310-96.6% | $11,248-97.2% |