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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,490 | $138,114-50.4% | $125,391-45.4% | $134,545-49.1% |
| Participation rate | 46.7% | 84.5%-37.8pp | 82.4%-35.7pp | 81.2%-34.6pp |
| Annual return | -17.58% | 750.88%-768.5pp | 572.41%-590.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,816-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,116 | $7,801-47.2% | $7,448-44.7% | $6,401-35.7% |
| Admin fee / account holder | $2,693 | $11,570-76.7% | $10,009-73.1% | $11,431-76.4% |