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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,000 | $165,399-70.4% | $149,745-67.3% | $158,982-69.2% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 772.57% | 348.34%+424.2pp | 276.72%+495.8pp | 302.99%+469.6pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,923 | $7,183-31.5% | $6,843-28.1% | $5,983-17.7% |
| Admin fee / account holder | $72 | $10,811-99.3% | $9,312-99.2% | $11,252-99.4% |