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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,606 | $209,428-73.4% | $178,498-68.8% | $158,950-65.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -72.39% | 188.78%-261.2pp | 151.09%-223.5pp | 302.91%-375.3pp |
| Employer contribution / active EE | $20,678 | $5,707+262.3% | $5,011+312.6% | $4,762+334.2% |
| Participant deferral / active EE | $9,750 | $5,955+63.7% | $5,202+87.4% | $5,983+63.0% |
| Admin fee / account holder | $7,280 | $17,077-57.4% | $13,985-47.9% | $11,248-35.3% |