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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,391 | $180,462-42.2% | $154,111-32.3% | $135,379-22.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.69% | 888.17%-898.9pp | 735.18%-745.9pp | 519.79%-530.5pp |
| Employer contribution / active EE | $12,102 | $6,036+100.5% | $5,298+128.4% | $4,779+153.2% |
| Participant deferral / active EE | $6,149 | $5,806+5.9% | $5,081+21.0% | $5,609+9.6% |
| Admin fee / account holder | $859 | $16,145-94.7% | $13,411-93.6% | $10,828-92.1% |