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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,238 | $198,457-17.7% | $170,435-4.2% | $147,586+10.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.65% | 257.30%-244.7pp | 205.94%-193.3pp | 578.59%-565.9pp |
| Employer contribution / active EE | $11,566 | $6,183+87.1% | $5,432+112.9% | $4,876+137.2% |
| Participant deferral / active EE | $6,718 | $5,629+19.3% | $4,939+36.0% | $5,439+23.5% |
| Admin fee / account holder | $2,862 | $16,852-83.0% | $13,881-79.4% | $10,886-73.7% |