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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,092 | $140,592+133.4% | $123,105+166.5% | $125,389+161.7% |
| Participation rate | 83.3% | 88.2%-4.9pp | 86.8%-3.4pp | 83.2%+0.1pp |
| Annual return | 92.80% | 16.80%+76.0pp | 13.22%+79.6pp | 282.24%-189.4pp |
| Employer contribution / active EE | $1,642 | $6,041-72.8% | $5,151-68.1% | $4,866-66.3% |
| Participant deferral / active EE | $8,530 | $6,980+22.2% | $6,229+36.9% | $5,352+59.4% |
| Admin fee / account holder | $2,102 | $11,198-81.2% | $9,014-76.7% | $9,541-78.0% |