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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,908 | $104,924-66.7% | $84,623-58.7% | $152,885-77.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 23.72% | 373.82%-350.1pp | 258.77%-235.1pp | 345.39%-321.7pp |
| Employer contribution / active EE | $1,725 | $3,302-47.8% | $2,652-35.0% | $4,763-63.8% |
| Participant deferral / active EE | $6,007 | $4,689+28.1% | $3,899+54.1% | $5,851+2.7% |
| Admin fee / account holder | $757 | $6,242-87.9% | $4,913-84.6% | $11,598-93.5% |