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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,873 | $70,475-84.6% | $100,530-89.2% | $79,858-86.4% |
| Participation rate | 96.0% | 73.7%+22.3pp | 79.4%+16.6pp | 69.6%+26.4pp |
| Annual return | 24.87% | 21.90%+3.0pp | 30.89%-6.0pp | 31.72%-6.8pp |
| Employer contribution / active EE | $2,250 | $2,165+4.0% | $3,418-34.2% | $2,471-8.9% |
| Participant deferral / active EE | $4,200 | $5,181-18.9% | $6,271-33.0% | $3,740+12.3% |
| Admin fee / account holder | $352 | $4,478-92.1% | $8,083-95.6% | $5,306-93.4% |