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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,208 | $76,634-80.2% | $56,054-72.9% | $145,978-89.6% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 6.22% | 3004.33%-2998.1pp | 1705.95%-1699.7pp | 550.52%-544.3pp |
| Employer contribution / active EE | $75 | $1,380-94.6% | $1,039-92.8% | $4,662-98.4% |
| Participant deferral / active EE | $575 | $2,622-78.1% | $1,952-70.6% | $6,690-91.4% |
| Admin fee / account holder | $9,585 | $3,321+188.6% | $2,822+239.6% | $13,400-28.5% |