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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,376 | $98,760+42.1% | $149,715-6.2% | $79,858+75.8% |
| Participation rate | 89.5% | 75.8%+13.7pp | 82.5%+7.0pp | 69.6%+19.8pp |
| Annual return | 17.51% | 27.43%-9.9pp | 276.66%-259.2pp | 31.72%-14.2pp |
| Employer contribution / active EE | $8,582 | $3,217+166.8% | $4,645+84.8% | $2,471+247.3% |
| Participant deferral / active EE | $14,318 | $5,681+152.0% | $6,842+109.3% | $3,740+282.8% |
| Admin fee / account holder | $772 | $6,053-87.2% | $9,310-91.7% | $5,306-85.4% |