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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,084 | $48,267-66.7% | $68,808-76.6% | $68,486-76.5% |
| Participation rate | 58.3% | 60.7%-2.3pp | 69.0%-10.7pp | 67.9%-9.6pp |
| Annual return | -15.95% | -12.70%-3.3pp | -6.37%-9.6pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,596 | $1,829-12.7% | $2,656-39.9% | $2,597-38.5% |
| Participant deferral / active EE | $2,736 | $2,867-4.6% | $3,942-30.6% | $4,028-32.1% |
| Admin fee / account holder | $2,595 | $4,362-40.5% | $4,936-47.4% | $5,404-52.0% |