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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,732 | $70,002-13.2% | $115,037-47.2% | $52,331+16.1% |
| Participation rate | 80.8% | 72.1%+8.7pp | 81.4%-0.6pp | 68.1%+12.7pp |
| Annual return | 1.94% | 4.04%-2.1pp | 26.14%-24.2pp | 4.54%-2.6pp |
| Employer contribution / active EE | $2,352 | $2,715-13.4% | $4,608-49.0% | $1,882+25.0% |
| Participant deferral / active EE | $8,104 | $4,920+64.7% | $6,026+34.5% | $3,022+168.2% |
| Admin fee / account holder | $5,409 | $566+855.7% | $8,175-33.8% | $592+814.4% |