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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,276 | $52,911+2.6% | $73,309-26.0% | $59,633-9.0% |
| Participation rate | 51.4% | 68.2%-16.9pp | 74.9%-23.6pp | 68.7%-17.3pp |
| Annual return | 5.35% | 12.20%-6.8pp | 5.67%-0.3pp | 2041.40%-2036.0pp |
| Employer contribution / active EE | $3,270 | $1,909+71.4% | $3,237+1.0% | $2,203+48.5% |
| Participant deferral / active EE | $11,224 | $4,069+175.8% | $4,991+124.9% | $3,192+251.7% |
| Admin fee / account holder | $13,596 | $3,835+254.5% | $5,635+141.3% | $4,297+216.4% |