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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,132 | $97,027-67.9% | $83,323-62.6% | $135,382-77.0% |
| Participation rate | 85.7% | 80.4%+5.3pp | 77.8%+8.0pp | 82.6%+3.1pp |
| Annual return | 73.77% | 12.31%+61.5pp | 10.63%+63.1pp | 519.77%-446.0pp |
| Employer contribution / active EE | $0 | $4,143-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,721 | $5,964-4.1% | $5,565+2.8% | $5,609+2.0% |
| Admin fee / account holder | $316 | $8,427-96.3% | $7,539-95.8% | $10,829-97.1% |