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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,105 | $106,008-56.5% | $92,240-50.0% | $147,586-68.8% |
| Participation rate | 18.8% | 80.4%-61.7pp | 76.5%-57.7pp | 82.8%-64.1pp |
| Annual return | 29.14% | 50.05%-20.9pp | 176.29%-147.2pp | 578.59%-549.5pp |
| Employer contribution / active EE | $928 | $4,333-78.6% | $3,680-74.8% | $4,876-81.0% |
| Participant deferral / active EE | $3,375 | $4,478-24.6% | $3,897-13.4% | $5,439-37.9% |
| Admin fee / account holder | $386 | $6,333-93.9% | $5,194-92.6% | $10,886-96.5% |