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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,210 | $99,345-81.7% | $84,753-78.5% | $273,972-93.4% |
| Participation rate | 33.3% | 80.7%-47.4pp | 76.6%-43.3pp | 83.0%-49.7pp |
| Annual return | 23.24% | 22.93%+0.3pp | 22.78%+0.5pp | 41.46%-18.2pp |
| Employer contribution / active EE | $942 | $4,214-77.7% | $3,574-73.7% | $4,869-80.7% |
| Participant deferral / active EE | $4,304 | $4,270+0.8% | $3,712+16.0% | $5,287-18.6% |
| Admin fee / account holder | $358 | $6,645-94.6% | $5,333-93.3% | $10,133-96.5% |