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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,737 | $81,476+222.5% | $102,383+156.6% | $80,925+224.7% |
| Participation rate | 91.9% | 66.8%+25.0pp | 74.5%+17.4pp | 67.7%+24.2pp |
| Annual return | 11.63% | 25.59%-14.0pp | 24.94%-13.3pp | 35.65%-24.0pp |
| Employer contribution / active EE | $7,266 | $3,105+134.0% | $3,870+87.7% | $2,756+163.6% |
| Participant deferral / active EE | $11,623 | $3,871+200.3% | $5,060+129.7% | $4,299+170.4% |
| Admin fee / account holder | $52,785 | $6,717+685.8% | $8,391+529.0% | $6,940+660.6% |